Danielle gets a notice of outstanding payment from wealthy businessman Flynn Donovan, but she has no knowledge of the loan! So she takes the letter to his office and is stunned by how attractive he is, and equally shocked by how cruel and callous he is. He explains that her late husband took out a loan for two hundred thousand dollars. Danielle had no idea! Meanwhile Flynn tells her that he's already heard all about her... He's convinced she's a gold digger who goes through men one after another. He demands that she pay him back in full right away or become his mistress. Little does he know how wrong he is about her!