Daphne Kemp is trying to get her life and finances in order after her ex-husband leaves her with a huge debt. When her friend suggests she answer an ad to model for famous photographer Gerard Lynch, the lure of paying some of that debt is too strong to resist.

One look at Gerard lurs Daphne into more than modeling. She breaks her rules about one-night stands and younger men, and spends a passion-filled evening with the handsome photographer.

Gerard never gets involved with his models, yet he is immediately drawn to Daphne. He has to find a way to break down the walls she's erected around her heart and give them a chance at forever.