Soon after she moves to Spencer, Maryland, multi-millionaire Katrina Singleton learns that life in an exclusive community is not all good. For some unknown reason, a strange man calling himself "Pay Back" begins terrorizing her. When Katrina is found strangled all evidence points to her terrorist. Three months later the file on her murder is still open when Mac Faraday, sole heir to his birth mother's fortune, moves into the estate next door. Little does homicide detective Mac Faraday know until suspicious activity begins to surface.