Michael Collins lends money to people with the stipulation that they will repay the loan. For the person who satisfies his loan in a timely fashion, good luck follows. For the ones who are stagnate with repaying money borrowed, bad luck is sure to follow. Remember to honor money borrowed. Samantha Victoria Collins is a Reviathan, a supernatural being allowed to come back from the dead. She is a person who grows younger as she performs miracles and drafts people into the ways of the Master. This is a short story about faith and disbelief.