When Lucy, the heiress of the wealthy Carey family, loses her antique ring, the only memento of her late mother, her spirits sink. But one day, at an extravagant charity function, she spots it...on the finger of Carol, a beautiful woman she's never seen before! Carol's the date of a man named Jud. When Lucy finds Jud and tells him the ring is all she has left of her mother, he makes a shocking offer. He'll give her the ring...but only by slipping it on her left ring finger and making her his fiancée! The Careys are aristocrats in name only, and Lucy has mere pennies to her name, so she has no choice but to accept his proposal.