Using the principles, concepts, tools and methods explained in "Paycheck to Paycheck, Crisis to Crisis" you can "Plan Your Way to Freedom". 
The practical methods and real life examples will show you how to turn your financial life around from living paycheck to paycheck and crisis to crisis to first having a cushion and finally enjoying freedom from financial stress. 
Borrowing from many perspectives of financial planning, Mel Clark tweaked them and developed his own unique views as he reinvented his financial life following divorce and bankruptcy.