Buried treasure lies where 'X' marks the spot, and Jolene plans to find it. With the help of one annoying computer geek, she is able to outwit and outmaneuver her former lover through one adventure after another. Little does she know that the geek has romance on his mind, when he finds himself attracted to the feisty brunette.

With tropical storms, pirates and an old nemesis hot on their trail, Jackson proves little by little that he is anything but a nerd, and helps Jo find the greatest treasure of all.