Kat Marshall has sacrificed everything for her younger sisters. And with money tighter than ever, she's in desperate need of help. Innocent Kat has hidden her dreams away until she meets enigmatic Russian billionaire, Mikhail Kusnirovich, whose outrageous offer could make them all come true...

Mikhail doesn't have dreams. He has money, lots of it, and he always gets what he wants. Bedding Kat should be easy, but the tempting red–head is impossible to seduce! So Mikhail offers to pay off her debts in exchange for a month on his yacht – and in his cabin, virginity included!