These are the words that the majority of individuals shout when they reach eighteen years old and are able to start establishing credit. Unfortunately, these words have come back to haunt the majority of people later in life when they really need the power of credit to purchase a car, home or just go on vacation.

Manage your Credit Score with this Credit Repair Guide! It's easy to follow and anyone can do it! And it goes beyond just fixing your score, it's a guide to managing your finances, changing spending habits and making better money choices overall.

In our modern day, credit rules the world. We need Credit and are actually encouraged to get and use credit on everything that we purchase. For example, when you go into a department store or even Walmart the employee behind the register will typically ask you if you would like to apply for a store credit card. They will even give you an incentive of getting a discount on your current purchase if you are approved.

Preview of what you'll receive:

Chapter One – Understanding How Credit Works: The Basics
What is Credit?
Why do we want credit?
Who can get credit?
What type of credit is available to me?
The Secured and Unsecured line of credit
Chapter Two – Establishing Good Credit from the start
Resist the Urge
Start developing responsible spending habits
How to establish good habits from the start?
Minimum Payment
Payment Dates
Making Payments
Have no more than three lines of credit at a time
And much more!