When Karen's flat-mate Nick is gunned down in front of her in the street her life is turned upside-down. Everything she thought she knew about him turns out to be a lie. She becomes a suspect in the police investigation and drug bosses think she knows where Nick has hidden a large sum of money. When her life is threatened she decides to leave Auckland and disappear.

Karen becomes Cara and creates an anonymous existence in a small community in Hawke's Bay. She changes her appearance, severs all links to her past and adopts a cash-based way of life that leaves no electronic traces.

But despite her careful planning danger still stalks her and she is forced to make dramatic choices in the face of threats and brutal violence. Can she trust the man she is attracted to or has he been sent by the killers to gain her confidence and find the money they believe she has?