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《金融约束与微观金融制度创新》是教育部人文社会科学研究项目《民间商业治理制度与民营经济发展》的成果。《金融约束与微观金融制度创新》从理论、经验角度考察民间金融、互助会。从经验角度考察金融约束的度量及其运用。从制度、经验层面考察应对金融危机的制度安排与上市公司策略。