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“Be prepared before you apply”
We want an approval but we want to get the best possible rate and terms that are available. So we need to have an understanding of the requirements. A little time spent here will pay big dividends in the final result and could mean the difference of whether you qualify for a loan or not.
Needless to say every piece of information will be verified and absolutely do not fudge on any information as that can end your home ownership before you get to first base.