When the consolidation of the Euro fails to stabilize the local economy, the Council of 12 known announces the Blue Chip Credit to be the global cashless currency.
Mining on the Moon and Mars destroys the value of precious metal as the economic standard undermining the value of the credit.
Conversion to both the Blue Bank Credits and Basic Credit eliminates cash.  Cash no longer exists. The government can track every small exchange.
With taxes abolished, unused credits revert to the government coffers after one year. The peoples own hours of labor become the standard for the new world currency.
Can the Spencer family use the very oppression designed to financially enslave them and set them free?
Watch for Crucible III as you keep this this amazing secret ending close to your vest.