A few too many messy divorce cases and custody battles have convinced Tina Cannon to change her specialty from family law to financial planning and move her young daughter out of the city to a place that has the small town values Tina grew up with. So the offer from her Uncle Jack to join his planning practice in Genesee, her hometown, couldn't have come at a better time. Tina is in for a few surprises, though, not the least of which is her perplexingly uncooperative and devastatingly attractive first client Devon O'Neil.

Devon has ties to Genesee too. But they aren't as pleasant as Tina's. This is where his grandmother died nearly penniless, bilked out of her hard-earned nest egg by an unscrupulous financial planner—Uncle Jack. Devon, a private investigator, devises a plan to expose Jack by posing as a lottery winner looking for financial guidance. Tina, however, is upsetting his plan. She's Jack's niece and in business with him, so she must be a crook, too, right? So, why does he seem so intent on proving her innocent instead of guilty?

With Tina's widowed father playing matchmaker in the background, she faces off with Devon in the securities fraud investigation that raises more than a few sparks and teaches them both that while appearances can be deceiving, love shines true.