A short story, set in the USA. A young man in a private school learns that his guardian has lost his inheritance in some poor business dealing; as a result, there is no money left and he must leave the school to make his own way in the world. The story follows his adventures as he escapes being cheated, but is then accused of theft for which another is guilty. Of course, he lands on his feet and builds himself a circle of friends and makes his fortune.