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作者夫婦當年有系統地培育三名子女，結果孩子們都先後畢業於英國牛津大學。本書中，作者教育孩子從小認識金錢的意義，演變，形式，作用及父母作活賺錢的理由及金錢牽涉人與人的關係。 所以孩子在大學生時代已懂得三兄妹一齊把積存下來的零用錢回饋父母，使作者感動非常。
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