This book is about how one man successfully fights creditors and debt collection agencies in the one arena they fear most: the courts. The defendant has never lost a case. By using the right tools and documents, the defendant represents himself in court and wins case after case. Collection calls stop, court cases are dismissed, and defendant regains control over his finances. The book reveals techniques and tools used in the battle against debt collectors including a collection of effective documents and letters that can be easily adapted on one's personal situation. Learn how creditors, collection agencies, and collection attorneys think and how to come out on top in court.