How the Zero-Sum Budget method can help eliminate debt and transform your financial future: "A new way of looking at money management." —Donna Freedman, author of Your Playbook For Tough Times
Getting into debt is a piece of cake, but getting out? That's the hard part. Fortunately, award-winning authors Holly Porter Johnson and Greg Johnson offer actionable tips and advice in their new book on how to get out of debt and enjoy debt free living. The secret? The "zero-sum budget" — the black belt of budgeting methods. They should know: It helped them wipe out $50,000 of debt.
You'll learn how to implement a zero-sum budget and become debt-free once and for all. The zero-sum budget's primary tenets are giving every single dollar earned a purpose—whether it's for bills, debt repayment, or savings—and using last month's earnings to cover this month's bills. All you need is the know-how, a little willpower, and a positive attitude to transform your financial situation. Let Holly and Greg Johnson show you how to put zero-sum budgeting to work for you, and learn to:

Unlock the powerful potential of your paycheck to help you save more and get ahead faster

Seize control of your money by creating a simple monthly plan that actually works

Understand the root causes of your debt and how to get out of debt

Use a step-by-step plan to eliminate your debt once and for all and enjoy debt free living

Identify and avoid budget vampires that drain your bank account and wreak havoc on your savings

Prepare for unexpected expenses and survive financial emergencies