This book is about lender force-placed insurance practices ("LFPI") in the hands of alleged predatory mortgage loan servicers. It is written to meet the needs of professionals including financial counselors and lawyers who counsel borrowers and lenders concerning these practices. In the end, counseling borrowers and lenders may ultimately require providing legal representation in presenting and litigating their claims and defenses arising from LFPI practices.

Homeowners cannot forget, and so their counselors and representatives should never forget, that what is ultimately at stake in these cases is someone's home. This requires professionalism, which is required in all cases but is particularly required in an area like this where the stakes are so great.