Emmy Carter is a hard-working, no-nonsense woman. She's focused only on supporting her family and growing her pie business. Working weekend nights at The Riptide is just something she does to help pay the bills. When it comes to men—or love—she's not interested. Since the day her surfer-boy husband walked out the door to find bigger waves, Emmy's been determined never to give another man power over her heart.

Cooper Davis agrees. He's been married—and divorced—twice, and he's got no desire to make it a trifecta. He has his carpentry business, which is his passion, and his teen-aged daughter to keep him busy. The posse, his best friends since boyhood, tease him about finding the right woman. But Cooper knows she doesn't exist.

When Emmy and Cooper share a casual hook-up late one night, isn't a big deal. It's just a one-time thing. Until it isn't. And although neither of them will admit to themselves or each other that they want more, each encounter only brings them closer to the happily-ever-after they never planned to have.

Like it or not . . . it's all part of The Plan.