Like the Ebenezer of old, Eben Marley excels at making money. Unlike the Ebenezer of old, mega-rich Eben Marley also excels with the ladies...as long as love isn't in the cards. Love them and leave them, that's how he plays it. Or maybe one should say...get her naked, make her moan, then leave. No need for love, emotion or commitment. Until Cara. One night with her changed everything. So Eben did what any committed bachelor would do—he had her transferred to another department and made sure their paths never crossed again.
Three years later, on Christmas Eve, he bumps into her and all the memories reawaken. Her memory still haunts him, but Eben might not have a chance to figure out if they could have anything more than sex. Cara's memory isn't the only thing haunting him. Eben has more than just a name in common with the old guy from the Christmas story. Three spirits are looking for him and he's only got so much time to make things right...including rebuilding those bridges he burned with Cara, the one woman he's never been able to forget.