Aspiring romance novelist Natalie Paget needs a change of scenery to finish her book. She takes an opportunity to house-sit a flat she could never dream of affording, but she's surprised when the owner, Mark Benedict, suddenly returns! He allows Tallie to stay while she searches for a place of her own, and over time he becomes the model for a character in her novel—the villain, Hugo! Soon Tallie's feelings for Mark start to show as Hugo's role gradually changes. How will Tallie's real-life and fictional romances turn out in the end?