Widow Finola MacNamara needs a home—and a job. She's no stranger to hard work, but faced with the dire prospect of being forced to work as a saloon girl, she finds work as a housekeeper for a Louisville banker with an ailing young son. Caring for the young lad helps her grieving heart to heal, and she even finds a secret place for the garden that will make her whole again. But has she also found love, as well?

Widower Timothy Adams has already lost his wife, now he fears losing his son, too. He's expecting the housekeeper he's hired to be an old widow woman, but the lovely brunette who steps off the train isn't what he was expecting. Before long, his young son is blossoming under Finola's loving care and his house is soon feeling like a home again. But can the upstanding town banker truly have found love with his Irish housekeeper?