Practical advice on the money issues families face, including how to raise children to be smart with money. How does a family navigate its way through the financial uncertainties in today's economy? How do parents ensure that their children will grow up with a positive, realistic understanding of the role of money in their lives? How do we ensure that they will grow up to be financially savvy, debt free, and ready to face the risks and opportunities of their future? That's what this book is about. Written by a highly regarded financial adviser, Start Talking Cents covers: how to teach money skills to children - from preschoolers to 18-year-olds; pocket money and allowances; working kids; saving and investing; peer pressure and your children's money habits; should financial skills be taught at school?; and paying for your child's education.