Time passes. We all get older. We all become senior citizens. Most of us retire. All of us have to cope with the effects of time on ourselves, our families and our way of life. There is much that can be done to ensure graceful and active later years. This book considers some of the things we can and must do. Seniors have advantages and disadvantages over the young in many areas. It is all a matter of recognizing and maximizing what we have, not dwelling on what we have lost.