Retired businessman, Harry Morgan lives in St. Petersburg, Florida and loves to sail with his friends. When he's not sailing he is gathered with them in a friendly bar or living room regaling them with tales of the pirates alleged to have sailed the Florida coast. When Harry buys a new sailboat, he teaches his friends to sail, fills them with tales of the treasure of the pirate Jose Gaspar and invites them on a sailing vacation to explore the islands Jose Gaspar once roamed.In addition to sandspurs, mosquitoes and sand gnats Harry and his buddies encounter real pirates, with real captives, and protected by real corruption.Determined to free the captives and put the pirates out of business, the friends risk their lives and their freedom, eventually having to rely on the Coast Guard and FBI to help them.