Dixie Toliver's living her dream. She's an apprentice jockey, riding winners for the stable where her father is an assistant trainer. When head trainer Jake gives her the Fraternity ride on Bow Wave, a super two-year-old Thoroughbred colt, she should be over the moon.But Shane, the jockey whose kisses make her knees tremble, is also riding in the Fraternity. He and his father need to win, or they'll sink further into bankruptcy. How can Dixie balance her boyfriend's desperation against her own competitive drive?