How to File for Chapter 7 Bankruptcy

ebook

By Stephen R. Elias

cover image of How to File for Chapter 7 Bankruptcy

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Find debt relief by filing bankruptcy with this all-in-one-book!

If you have more debt than you can possibly pay off, the bankruptcy system is there to help—and with How to File for Chapter 7 Bankruptcy, you'll find the clear and user-friendly information, advice and forms you need to get through the entire process.

First, the book will help you determine whether you qualify for Chapter 7—and whether it is the best way to deal with your debts. Then you'll find out how to:

  • Stop wage garnishments and attachments
  • Fill out and file all the forms
  • Cancel as much debt as possible
  • Deal with secured debts
  • Keep the maximum amount of property
  • Keep your home, if possible
  • Rebuild credit after bankruptcy

The 15th edition is completely updated and revised to reflect the latest laws and legal forms, plus the line-by-line instructions you need to fill them out. Get new information on foreclosure and exemption requirements, and read the latest court decisions. And, easy-to-use charts make looking up your state's laws a snap.

Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy: Repay Your Debts.

List of Forms

Form 1-Voluntary Petition
Exhibit C to Voluntary Petition
Schedule A-Real Property
Schedule B-Personal Property
Schedule C-Property Claimed as Exempt
Schedule D-Creditors Holding Secured Claims
Schedule E-Creditors Holding Unsecured Priority Claims
Schedule F-Creditors Holding Unsecured Nonpriority Claims
Schedule G-Executory Contracts and Unexpired Leases
Schedule H-Codebtors
Schedule I-Current Income of Individual Debtors(s)
Schedule J-Current Expenditures of Individual Debtor(s)
Declaration Concerning Debtor's Schedules
Summary of Schedules and Statistical Summary of Certain Liabilities
Form 3A-Application to Pay Filing Fee in Installments
Form 3B-Application for Waiver of the Chapter 7 Filing Fee
Form 7-Statement of Financial Affairs
Form 8-Chapter 7 Individual Debtor's Statement of Intention
Form 16A-Caption
Form B20A-Notice of Motion or Objection
Form B21-Statement of Social Security Number
Form B22A-Statement of Current Monthly Income and Means Test Calculation
Form B23-Debtor's Certification of Completion of Instructional Course Concerning Personal Financial Management
Form B201-Notice to Individual Consumer Debtor Under § 342(b) of the Bankruptcy Code
Form B240-Reaffirmation Agreement
Mailing Matrix
Amendment Cover Sheet
Notice of Change of Address
Supplemental Schedule for Property Acquired After
Bankruptcy Discharge
Proof of Service by Mail
Pleading Paper
Exhibit D to Voluntary Petition
Form 240B: Order on Reaffirmation Agreement
How to File for Chapter 7 Bankruptcy