Expert financial columnist Robert K. Heady and financial writer Christy Heady take readers step-by-step through the process of getting their finances under control. With new, updated content for today's post-boom, cautious climate, this author team gives readers the knowledge they need to succeed. New content includes expanded and updated coverage on debt and expense management; updated and additional information on financial law; and up-to-date data based on forecasts, trends, and projected economic recovery.

3 million people have lost their jobs and Americans are in 'personal' debt to a record total of $2 trillion. All-new and updated content on the latest developments in investing, the economy, and the markets.