This pocket guide is not about how to get more money but how to manage the money that you have. Even if you have a lot of money you can still have financial stress. There are lottery winners that soon get in to debt again after having a lot of money. Some people with large incomes have very large debts as well. If you can learn to manage any amount of money, then if you income rises or falls you will be able to stay out of debt which is a fantastic skill to learn.This book therefore shows you how to live within your means, with tips on spending less, making spending decisions, paying back debts and saving money.