Life can be discouraging. But taking charge can be empowering! By pinpointing what it is you're unhappy with — and making goals to turn things around — you can create a life you want. This short e-book focuses on the changes you may want to make when it comes to dealing with money, and offers tips, suggestions, and resources to help you. Whether it's cutting back, making more, or knocking down the mountain of debt, you'll find ideas to point you in the right direction.