Jen has always wanted a horse, even though she knows it's impossible. She lives in an apartment with her mother, and there's just no room for such a big animal. But sometimes, when you dream long and hard enough, the impossible happens... One day, while at the beach with her mother, Jen sees something in the water. She can hardly believe her eyes. It's a horse. In the water. A real, true-to-life horse! With the help of a wise local woman, Jen learns more about this water horse. It's a Kelpie, and only people who truly love horses are able to see them. But Jen is warned to be very careful around the Kelpie--it could be very dangerous. Jen slowly earns the Kelpie's trust and is able to slip a bridle over its soft, brown muzzle. A friendship, and a dream, come true. *Jen's Magical Kelpie contains more than twenty educational hyperlinks to extend the story for readers. Teacher and home schooler resources are also available.*