The most important part of any investment product is how much it earns for you compared to the risk you are willing to take. Most annuities have built in safety factors but the amount of interest credited each year can vary considerably. There are so many products on the market, how can you choose between them? Paula breaks down the important factors you need to be aware of and points out what you can do to educate yourself and ask the right questions before you commit to a product that may not be the best for you. She also shares how you can shoot yourself in the foot by making a decision based on what you “want to hear” versus following the guidance of specially trained professionals.