No one wants to think of themselves or their loved ones needed help with the basics of life such as bathing, dressing, moving around, eating, or taking medications properly. The hard truth of it is, the longer we live, the more likely we will need this help and the costs are skyrocketing. Nothing can deplete a nest egg faster than ongoing medical costs and Medicare does not cover them. Paula and her guest Heather Adamson from One America, who specializes in alternative methods of protecting assets while providing long term care coverage, discuss who should protect themselves and their families from losing their hard earned savings.