If you are trying to get a loan in today's shaky environment, or need to get out of a mortgage you can no longer afford, you may not know where to start. Join Paula and her guest, Jack Guttentag - author of "The Pocket Mortgage Guide" and "The Mortgage Encyclopedia", who offers suggestions on how to get the best loan possible despite today's more difficult lending criteria and what to do if the loan you have is dragging you under.