Anyone can be a Loan Man. It doesn't take any skill to loan money. People will stand in line to borrow from you. The skill comes in collecting your money back and two kind of people do that. The ones who intimidate their customers and collect either from fear or fear of what they may do. The other kind respects his customers and never forgets that respect. His customers pay him because they want to pay. The difference is, by giving respect, this man earns respect. The other man deals in fear. Fear ends when you hang up the phone. Respect can go on forever.