It may be hard to believe, but it is nonetheless true that the iceberg of debt that we are looking at today was caused by the decision of framers of the Constitution in 1787 to deny Congress the power to issue paper money, called at the time "to emit bills." The First Congress followed in 1790 by giving the power to create money to private banks. These decisions, as explained in the book, caused debt to grow from $70 million in 1790 to $70 trillion in 2010; that's one million times larger.There was opposition to both decisions that you will read in this book. The book also explains what we need to do to navigate our way from the American Iceberg of debt to calmer waters of national well-being and security.The problems are worldwide and the solutions can be applied worldwide.Read the book. It presents a perspective that you will not find anywhere else with real answers.