Money—it's a word no one can feel neutral about. Authors and money-management experts Lyle and Tracy Shamo say, "Like it or not, meeting basic needs has nothing to do with poverty and everything to do with how well we manage our money." In this practical guidebook, the authors will help you take control of your money, teaching you how to pay off your debt—including your mortgage and car loans—and stay out of debt. Their goal is to help you assess your financial status, learn more about where your money is going and discover how to channel it to the right places.