Melissa Grant, the 25-year-old owner of a tack shop, is disgusted with the way the new riding instructor at Rocking Horse Stables treats her classmates during their first lesson, and her attempt to confront him is thwarted when she bursts into his apartment over the observation room and finds him half-undressed.

Will an escalating series of attractions and repulsions set against the backdrop of the riding stable where Hans Edelmann teaches and the narrator has her shop—including their preparations for the annual competition at Stallion Stables, the pending sale of Rocking Horse Stables, and the narrator's mistaken belief that Edelmann is interested in an older woman—lead to true love?