Kathryn catches her fiancé cheating. Driving all night, she pulls onto White's Bluff wharf. As a teenager she'd spent hours weaving fantasies about a protector. Stepping onto the wharf, she discovers her protector is real. Jake, a ghost for over a century is stunned when Kathryn speaks to him. As they became closer, he can't help but worry about the plans she is making for their future.