The book includes the mechanics of running a budget, but the main focus explores important
philosophies of life that enhance your child's ability to handle money in a responsible way. For
instance, Step 2 is titled "From Survival to Significance," and illustrates why it is important to overcome bad habits and internalize living responsibly. Step 4 explains the difference between "work" and "chores." Other topics include tracking money, goals, having the right attitude about allowances, developing a correct thought process, investing, entrepreneurship, and much more.

Kids & Koins was developed as a teaching guide for parents, with parent-child discussion and
interaction. Each chapter includes
exercises for Elementary age, Tweens, and Teens to master the principle taught in that chapter. If you start this book with your young child, you can come back and go through the activities for Tweens in a few years and then the Teen activities after that. The lessons are age-appropriate and designed to teach the principals in a way that is relevant to your child's life.

Our children deserve to learn the financial lessons that will help them be successful in the future, and walking through this book will help you grow together.