Jersey-girl-turned-islander Jewel spends her days hosting fishing excursions on her father's boats. After ten years on the island, she's learned to avoid vacationers with sexy smiles and promises they can't keep. Until gorgeous J.T. Hollander arrives, a man whose mouth and hands she wants all over her body.

J.T.'s just looking for a little R&R on the remote Caribbean island...until he meets Jewel. A beautiful topless woman in paradise is one temptation that's simply too irresistible to pass up.

But a mainlander on holiday has to return to the real world someday...doesn't he?