The Law of Bank Deposits, Collections and Credit Cards

ebook Volume 1 · The Law of Bank Deposits, Collections and Credit Cards (3)

By Barkley Clark

cover image of The Law of Bank Deposits, Collections and Credit Cards

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Drafting Tips, Compliance Guidelines, Litigation Strategies

The rules governing bank deposits and collections are not always clear. Yet strict deadlines force you to make decisions fast -- knowing that one wrong move could mean costly legal trouble for your bank.

The Law of Bank Deposits, Collections and Credit Cards -- cited by the courts and renowned for its thoroughness, authority, and currency -- guides you safely through the maze of today's tough statutes and regulations and ever-changing case law. At a glance, you can find all the guidance you need to avoid legal complications for your institution or client involving bank deposits, collections, and credit cards. The authors also provide an in-depth look at important cases and provide concrete, workable ideas and guidance on what action you can take to prevent possible problems.

This comprehensive reference does so much more than just report the law; it gives you everything you need to map out a course of action that will help prevent legal complications and help you prevail in court should a lawsuit occur. You'll get answers to all your questions on such issues as:

andbull;andnbsp; Suggested provisions for your deposit agreement

andbull;andnbsp; Compliance with CFPB regulations affecting consumer deposit accounts

andbull;andnbsp; ACH mobile payment rules

andbull;andnbsp; Mitigating risks resulting from corporate deposit account takeover by hackers

andbull;andnbsp; The Credit CARD Act

andbull;andnbsp; EFT transfers under Regulation E

andbull;andnbsp; The use of contractual "cutdown" deposit agreement provisions to limit the risk of check or wire fraud

andbull;andnbsp; Wire transfers under Uniform Commercial Code UCC Article 4A and FedWire

andbull;andnbsp; Legal and operational problems surrounding bank setoff

andbull;andnbsp; Federal preemption

andbull;andnbsp; The impact of Regulation CC on check kiting cases

andbull;andnbsp; How banks can protect themselves against "desktop forgery"

andbull;andnbsp; Whether there is a duty to report a suspected kite

andbull;andnbsp; How the Revised UCC affects forged endorsement cases

andbull;andnbsp; When payment can be stopped on cashier’s checks

andbull;andnbsp; Compliance problems under Regulation DD Truth in Savings

andbull;andnbsp; Interstate banking and its impact on collection and payment

andbull;andnbsp; Consensual security interests in deposit accounts under Revised Article 9 of the UCC

andbull;andnbsp; Suggested state-of-the-art provisions for your deposit agreements

andbull;andnbsp; Bank liability for late return of checks

andbull;andnbsp; Bank collection of documentary drafts

andbull;andnbsp; How banks can "export" credit card interest rates and other terms

andbull;andnbsp; Stored-value products and other new payment systems

andbull;andnbsp; Cash management products

andbull;andnbsp; Legal pitfalls in garnishment of deposit accounts

andbull;andnbsp; Bank liability for depositor wrongdoing

To get the best available guidance on bank deposits and collections, order The Law of Bank Deposits, Collections and Credit Cards today!

The Law of Bank Deposits, Collections and Credit Cards