The problem with being reborn from the ashes is, you have to die first.

After the loss of his wife and child in a plane crash, former NYC firefighter Sebastian Martin is nearing alcoholic oblivion when his brother offers him a last-chance job opportunity as an insurance fraud investigator. Despite his reservations, he soon discovers he has an instinct for the job. A move to Dallas, where he learns it's okay to be alive, proves to be his salvation. Investigating fraudulent claims for a dead child and another for a missing husband, in Honduras, leads him to murders, international car thieves, and torture at the hands of a former KGB agent.