Lending is one of your bank's most important functions, but it's one with significant potential for complications and risk. With different people managing different areas in different ways, oversight becomes an issue. It's easy to lose control and end up with problems where there shouldn't be any. Problem loans must be managed effectively and efficiently while minimizing charge-offs.

What you need is a comprehensive, internally consistent loan management system, and Community Bank Loan Management is exactly that. This two-volume set is an encyclopedia of lending, designed to be a central loan library, conspicuously displayed and available to everyone involved in lending. It covers lending from A to Z — from the allowance for loan losses to workouts. It's all there: consumer, real estate, and commercial lending; lending with financial statements and lending when the financial statements are meaningless; loan documentation procedures; loan grading systems — you name it — the comprehensive Community Bank Loan Management system has it.

•  An entire section dealing with how to manage, control, and collect the bank's problem loans.

•  Clearly written and easy-to-use chapters that explain exactly how the various loan departments of your bank should function.

•  Step-by-step approach shows you how to improve loan documentation procedures, keep track of exceptions, put together loan approval packages, etc.

•  Detailed, practical loan grading system.

•  Help in avoiding compliance mistakes.

•  Lots of examples, samples of documents, and key explanations make even the most complex topics understandable.