Lou Anne Burgess has returned home to help her aunt save the family home from an unscrupulous man. In doing so, she comes up with scheme after scheme to make the money needed for repairs to the 100-year-old Victorian. When her latest scheme puts her in danger, her former high-school crush steps in.

Stetson Maxwell is more overjoyed to see Lou Anne than, it appears, she is to see him. While he'd once vowed never to marry, he now wants no one but her, and she isn't interested. Still, his feelings for her prompt him to step in and try to keep her from endangering herself.

Danger strikes. The two of them must work together to survive. Will the love they refuse to acknowledge be enough?