Under the ancient branches of a grand oak, eleven-year-old Zoe joins Master Idris's Wise Wallet Workshop to craft her own leather wallet and discover the secrets of smart money habits. Guided by the three-pocket system—save, spend, and share—Zoe and her friends allocate copper coins, role-play marketplace haggles, and tackle real-world financial puzzles. From setting goals to giving generously, each hands-on lesson teaches practical skills and fosters confidence. With vibrant characters, playful challenges, and a warm teaching style, this immersive adventure lays the foundation for lifelong financial wisdom, showing young readers that mindful money choices can be as fun as they are empowering.