This book is ideal for all of those who need advice and guidance in the current economic climate concerning savings and investments and asset protection generally. The book also covers the avoidance of extortionate loans, so called 'payday' loans and also the use of credit unions as an alternative. This book is clear and concise and very much intended for the layman. It points out steps that can be taken to protect savings and capital values and is sensitively written by an expert in the field.