Start-Up to Stand-Out

ebook Build Strong Business Credit and Unlock Real Growth · Money Matters

By D.R. Kowalczewski

cover image of Start-Up to Stand-Out

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Ready to unlock real business funding — even if you're just starting out?

In Build Business Credit from Scratch, you'll discover the no-fluff, beginner-friendly system to go from zero to approved. Whether you're launching a side hustle, recovering from bad credit, or finally formalizing your LLC, this book gives you a proven 90-day roadmap to build business credit in your company's name — not yours.

Inside, you'll learn how to:

✅ Structure your business the right way to get approved
✅ Open Net-30 accounts that actually report
✅ Build a strong Paydex score — fast
✅ Qualify for Tier 2 vendors and store credit
✅ Get real credit cards and lines of credit — with no personal guarantee
✅ Fix errors, monitor your profile, and protect it from fraud
✅ Leverage credit to grow your company without drowning in debt

Whether you're starting with no score, bad credit, or just want to finally separate your business from your personal finances — this step-by-step guide will show you how.

Includes:

  • A full 90-day build-from-scratch plan
  • A 12-month credit rebuild track for bad or no personal credit
  • Vendor lists, score requirements, and EIN-only application tips
  • Start building credit the smart way. Fund your future.
    Let your business stand on its own.

    Start-Up to Stand-Out