"Urbanize" follows the dramatic transformation of the Taylor family, who have long been entangled in the everyday hardships of working-class Baltimore, barely scraping by on paycheck-to-paycheck survival. The plot pivots when Lou Taylor, head of the Taylor family, wins the staggering $1.7 billion MegaBucks lottery, catapulting the family into an unfamiliar world of wealth. Set against the stark contrast between Baltimore's luxury enclaves and its impoverished neighborhoods, the novel skillfully unravels through multiple perspectives, exploring each family member's internal struggles, shifting dynamics, and the deep emotional journey that accompanies their sudden rise in fortune.